Dude, what are you talking about? Aside from not having long call, there is a bunch of stuff for reserves. Our reserve rules will be better than the JCBA and some of the best in he regional industry. I will give you that it is skewed toward stuff that applies more to commuters, but a non commuter can use some of it too. And the caps on reserve mean you may not even need to worry about reserve anymore. In fact, with the movement that this is designed to staff, you won't anyway.