At Compass it looks like the most jr FO at MSP held it out of training, their DOH isn't on the seniority list as we don't have our April one yet. Funny how times change as it used to be very senior... that is about as low as I've ever seen it. Jr Lineholder would be 10/15/15 hire on a CDO line. Probably about 2-3 mo of reserve if you're willing to do CDOs... A few more months for an actual decent line. MSP usually offers long call reserve at least though.