Once you move out of your parents house, pay your own mortgage, add a wife, a few kids, you know what I am saying right? Living the typical American dream. I bet once you have a few responsibities beyond Xbox and craft beer tasting and cleaning your room at the rents house, you might start thinking a little differently about our level of compensation you are getting here. Add in The fact of how fast a decade goes by and you realize that your 9% company contribution and a few market fluctuations are not getting you to that magic number you invisioned.
Every day that goes by without a contract is another day of lost additional compensation.