I have the regular plan and love it. I came from the civilian side so know nothing about tri care. Is wellness visits covered by tri care? That might be the reason to supplement right there. Under the regular plan wellness visits are not covered. But the no premiums, and 2,500 max out of pocket more than offset the difference vs the other plan SWA offers.
I hit my max family deductible of 300$ in March and now I pay no co pay. Just 20% of any services rendered. You must get your info on the regular plan from SWAPA bc the company will not inform you of the difference in training.

I'm actually curious to know where the regular plan will withstand if the AIP becomes law of the land. I hope it remain unchanged bc it's one of the better plans I have ever had.