Also -

GET LIFE INSURANCE OTHER THAN SWA. SWA life ins will only cover you while you're employed. Get sick? You better hope you die before your sick leave runs out and you're off the payroll. You're only option then is life ins at cobra rates - prohibitively expensive, especially if you're sick.

And the bone-us? SWA life will not cover you while non-reving. Yup. You die in a SWA accident (not on duty) and your loved ones are S.O.L. That also goes for any GA flying.

Supplement with the company life ins if you want, be get a policy not tied to your employment.