In anyone is coming to any of the WO, be sure to find someone to refer you before you apply. Find someone that isn't a scum bag and will share the additional $5k with you.

If you figure that $2k will go to taxes, you can each take home $1500.

That would make first year pay $60,000.

(Note: I do not give referrals, but there are some good guys on here that will).