The admin is very, very careful about not asking questions they don't want the answer to in their monthly polling.

The questions are carefully crafted to guide you where they want you to go.

They were forced to ask retirement questions.

So they ask first, would you like the retirement in your own name? Knowing a vast majority will say yes. This all but kills any restoration of defined benefit.

The question should have been, would you like additional retirement money beyond our current defined contribution plan and the projected 17% contribution? (Which is the max we will get since we recently gave up our 18% position in the last round)

Then, if yes, what would be your first choice?

1) Annuity in your own name?

2) Combination defined benefit/contribution similar to FedEx and UPS?

Etc.

Full on jam down.

When we have a deal this polling will be sighted at the roadshows to show we only wanted 16% or 17% DC and nothing else.

Which is the opposite of the truth.

Notice they NEVER ask what percentage of DC is your minimum 1/1/16 if we have a DC only retirement?

The answer would be 22% plus by over 80% of the respondents.

That is why they NEVER ask this question..

Talk to your reps. Demand they ask these questions.

This polling is disgusting and manipulative.
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Jerry Fielding