Originally Posted by
TallFlyer
Eh, don't do this.
If you want to go crazy on retirement savings (which you should do if you can afford it) max out the 401(k) match (because free money is free money, then max out a Roth IRA ($5,500 annually for single filers), then if you still want to go crazy consider a conventional IRA over the 401(k). Depending on your brokerage you should have a lot more investment options available to you rather than just leaving it in the 401(k).
Pretty sure you're only allowed to do an IRA contribution for $5500 total for the year (unless you're older), whether it's a Roth, traditional or both.
Agree your tax bracket is low enough early on that you'd benefit from the Roth IRA, then doing as much as you can to max the 401k.
Does PSA have a Roth 401K option as well?
There are limitations where Roth IRA eligibility phases out and income levels where traditional IRAs aren't tax deductible anymore so in those cases it pays to max the 401k first.
As for having more options... sometimes less is more. A limited and balanced 401k selection helps focus individuals on investing in the market overall vs speculating in niche segments.