[QUOTE=jeff122670;2284394EXAMPLE: If I fly 90 hours in a month and sit HOT RESERVE for 5 days, am I paid for only 90 hours of credit?
[/QUOTE]

It won't happen, but you would get paid 90 credit plus the credit for the 5 hot days. Never, never happen because as soon as you approach 75 credit they will miraculously find someone else to fly.

More than likely you fly 50, sit 3 hot, pick up a 15 hour 4-day (because you squeezed the rest of the month to do so), and you credit just over 93 since the 4 day pays 1.25...