Uh huh...ever heard of government (sub/unsub) stafford loans?

The subsidized type means -they- pay the interest while in school or on authorized deferments, of which there are many.

Yeah, up to -no- payments while enrolled in school at least half-time (that's 6 credits, only 2 classes per semester) and when you get out, if you're experiencing what they call financial hardship (you know, family responsibilities, etc.), you can qualify for payments substantially less than $100 a month, in some cases near $0 per month, which if paid on time for 20 years the government will forgive, meaning cancel, the balance of your loan.

Means you just got a nearly free education.

On top of that, they even give everyone up to 60 months (5 years) of deferment, meaning no payments at all, for general purposes. Means you can not pay for up to 5 years and not even have to explain why. All you have to do is ask for the deferment and agree that you intend to pay eventually when prompted. So, contrary to popular belief, this country actually promotes higher education. They know educated citizens have a higher probability of becoming more successful and productive citizens so they help make it happen. So much so that they allow $150k per citizen before they won't give you anymore. Even though a quality education can be had for much less, they give you the option to learn whatever you want.

If you screw off that much money and still fail to get educated, it'd be no surprise if they decided to open an investigation.

The more you know...

Cut the "money" excuse. I have a family. Regardless, it can be done with or without a family, and it doesn't have to cost $3k per semester. It can be had for less. I have many friends and acquaintances with spouses, children, and in some cases parents needing support, that do and have done it, some of which make/made substantially less than we do here.

All I'm saying is call it what it is: a will issue, not a financial one.