I haven't tried to get a loan with our current bonus, but I have in the past with others. All I had to do to use it as income was proof I was getting it (pay stubs & tax transcripts) and proof of it lasting (copy of the contract).
With the sunset being December 2018, it might be harder to use it, if not impossible.
But it still pays the electric bill (barely).
Originally Posted by
JTwift
The issue with a bonus is when getting a loan (like for a house). Banks will not factor bonus pay as pay unless you've can show you've been getting it for (I think) two years. Some may not even accept it. That drastically lowers the loan amount you're eligible for.