Originally Posted by Blueskies21

Also I believe to capture the full match you'd only have to do 3% as it is 3% on 3% however if you look long term, 15% is a much more reasonable level to have enough money to retire on.

Unfortunately a lot of people get caught up in the match and think that's how much they should save.

The sooner you start saving, the more money it's worth at retirement, so do the 15% as early as you can. You won't miss it.