Originally Posted by Happyflyer

Best way to increase the benefit is let everyone draw retiremnet starting at 60 and it goes into a tax deferred account. My last job you could "retire" and keep your job for up to five years, you'd quick earning a benefit accrual but keep your pay scale.
The system was built for everyone to draw at 60 anyway plus if you die at 65 your wife has five years of payments plus interest.