Is anyone willing to share their experience of going to Envoy from another regional?

Was it worth it? how soon were you able to regain the QOL?

Has anyone completed the Near Entry Captain program? (500hrs + 121 Time)

My wife and I are struggling financially after a year in the regionals transitioning out of the military, and im wondering if giving up the seniority is worth the sign on bonus.

Thank you in advance.