There were 3 plans when I was there. (left earlier this year.) An HMO which was the highest premiums but if you stay in network, the lowest costs for services. I heard of people having babies for less than $50. There is a PPO and a Comprehensive. Each one was within a few dollars premium wise as I recall. We had the PPO which for an employee + family was $285/pay check give or take. So $590/mo. And that is the 25%. So the total cost to AWA is $2360.00. You can go out of network for less $. I forget the percentages but it was something like 80-90% coverage in network and 70% out of network.