Originally Posted by
KnightFlyer
I think you can take 2 withdrawals per year on after-tax monies. Check with Vanguard with a call or read the plan rules on their website.
I'm saving 4% after-tax with Vanguard (so as to not lose any B fund contributions). After retirement, I'm rolling all the after-tax monies into a Roth IRA (have to pay tax on any gains) when taxable income is lower.
Speak with your tax rep or R&I committee but you can go into vanguard, employer plan, manage my money, and convert your after-tax funds directly into a Roth after each paycheck. If you do this before there are any gains on that money after each check, it immediately goes into a Roth and will grow tax free. The contributions and gains.
https://retirementplans.vanguard.com...hInPlanQnA.jsf