Originally Posted by
crewdawg
That said, I'm guessing their rates are based on historical data. If a certain group/demographic as a whole have a greater rate of accidents/claims, then I can see why they require higher premiums.
I read something about that years ago. True, becuase of historical/trend data, males have higher accident, claim, tickets, what have you.
What the data/statistic FAILS to take into account is, when people are together in a vehicle, who usually drives? The male....
Sure, we can all point to our own past and the stupid stuff we did behind the wheel. But I think we ALSO have enough awareness to grasp that stupidly behind the wheel knows NO GENDER.
Doesn’t matter how they indentify
