Originally Posted by jcountry

I know exactly how insurance really works.

It works by the companies looking at the damage after a major hurricane and seeing only slabs left where their insureds' homes were.

And then those companies denying payouts because they said homes were washed away, rather than blown.

They are crooked bastards. I hope you never have to file a major claim, but if you do, I sure hope you are treated better than practically everyone I know who has had to.