Originally Posted by
jcountry
Because many policies cover wind damage and not rising water.
Those guys are 100% crooks. They are just very politically powerful crooks.
If you have assets, consult with a professional financial planner. In addition to long-term investment/retirement, they help with things like insurance. With competent advise you can get the right policies for your needs, with no loopholes.
A pilot with a lot of assets picking out his own insurance is about the same as a pilot picking stocks for retirement investment... probably amateur hour.