You need 37.5 to stay active per month. A combination of sick and unused vacation in that year may be used. Our leave experts are great at this. Depending on your financial needs or sick balance, a middle ground can be made by using future vacation and sick combined to get you to LTD. It’s a moving target, I’ve heard anywhere between 180-300 hours to get you to LTD. it depends on how long you’ve been here and your financial threashold.