There is absolutely no denying that UAL uses an HR-centric hiring model. The girls that interview and screen don't know a pilot from an astronaut and can't even begin to talk about lift, weight, thrust, and drag. They only know what pilots sorta look like and sorta sound like and sorta act like. Beyond that, they don't know.
But, here's what we do know. The minimum requirements are set forth and written down for all to see. A dumb canjun from South Terrebone Parish (and that's far south) with a G.E.D. can figure out what is and ain't required to get hired.
Go get what you need so that you can get what you want. If you need a degree, go out and take care of that! It's the price of admission. Moreover, it is what it is. Just do it.