MC, mj is K4, not ATI. Still his response to A-trash was flawed in that he (A-trash) wasn't fixating on retirement, but merely highlighting one aspect in conjunction with work rules that would enable a better QOL.
If one has a better retirement plan, and better work rules, one doesn't have to work extra days for extra $$ to make up for retirement shortfall, plus have more time off to enjoy the things that the greater disposable income confers on you. Sounds like a good recipe for good QOL.
Some people fixate on pay rates too much.