Originally Posted by 1800 RVR

I agree with you that it is what it is. However, one point of contention is that this may NOT be a $5 million dollar raise. It is just deferred income that you could have made as a CA earlier in your career but now will have to wait to get. This means that I HAVE to work to 65 just to be able to realize my financial goals in the retirement arena. But, now I'm just happy to be able to sit for 5 more years on reserve...