You will turn 65 in 2050.
Assume your last two years paid $250,000/yr in 2019 dollars.
You are a ready to take ATP but for lack of time.
Are you losing ~$500,000 from career earnings if it takes you 2 years to build your 1500 hours?

Options:

1. Fly 135 or CFI and wait two years and hope airlines are still hiring
2. Pay $70,000 over 10 years and have XC 1500 hrs in 4 months from today