I was a O4 over 10. When I transitioned from military (non pilot with a few hundred civilian flight hours) to airline pilot. I went from O4 over 10 pay plus $2200/month BAH and military retention bonuses to $18,000 first year as a regional airline FO and $32k 2d year as a 2d year regional airline captain. Was hard to do - the wife had to go back to work and newborn meant we qualified for food stamps for the first 6 years as a regional airline pilot family.

I didn’t break back to parity to what I earned in the military as an airline pilot until second year pay at Spirit (old contract at $72/hr as a 2d year FO) which happened 11 years after I left the military.