Not to be one of those guys but I remember making only $38.50 1st year not too long and finding out a way to make it work. Was that money good enough? No but I made a plan to be able to afford that first year pay until the 2nd year boost. Pilots with family will have a hard time crunching the numbers but lets not act like its going back to the days of riding a bike in the rain to the airport because you can't afford a car.