Originally Posted by too low gear

Based on what information? Downturns are inevitable. Thanks to the federal reserve and our monetary policy, but that's a whole different discussion. I agree no one saw this coming this quickly. But no one is "predicting" anything. I could predict the sun will rise tomorrow. When it does, does that prove I had some supernatural foresight of the event? Of course not because it was bound to happen by nature. Semantics I suppose.