If you are an Army pilot, don't discount the flight time you built up already. Look into transitioning your qualifications into certficiates. I used my G.I. bill at a local "genertic" college with a flight dept. In my opinion it helped me keep costs down. I also used my G.I. bill for the academics, for the actual flight training I had to use private loans. If I remember correctly the G.I. bill semester payouts don't even begin to cover the cost of flying.