Originally Posted by
oldmako
You can roll funds into a Roth and pay the tax now. If you can afford the hellacious tax bill, you can create a giant pile of money to invest tax-free.
My Roth account is up over 10 percent since Jan 1st this year and went gangbusters last. If I can manage another 12-18 years above the sod, I can put a lot of money in my pocket and none in Uncle Sam's.
What are you doing....playing Monopoly? I'm sure your heirs will love having that pile of cash, but what does it do for you? Convert some of your Roth into a new boat, gas and bait and take advantage of what you've built before it's too late.