Originally Posted by
TegridyFarms
Our insurance is absolutely terrible. Across the board at Delta. So how about a gold standard insurance plan for people who fly airplanes here, and the people who retire from flying airplanes here.
You see—the divide isn’t as wide as you make it seem. At my regional each kid from pregnancy to taking the kid home cost $15. A single copay. All one big bill.
If I were to have those same kids at Delta it’d cost me thousands out of pocket.
So you see... instead of “I want a gold standard insurance policy for retirees” you could try saying, “Our insurance is dismal at best, and I would like to see a gold standard insurance policy in place for current employees that carries over to retirement with a gold standard retiree policy with eligibility at 58.”
I think you’ll find that a guy with 3 months to go wants very similar things as a guy with 30 years to go. All of us “younger guys” are not sitting around waiting for you to die on a layover so that we can move up a number. I’d like to see you retire, have a good retirement.... and I’d like to follow in your footsteps one day (minus being a keyboard warrior trying to start a generational war on a pilot message board).
I see what you are saying but IMO it's misleading to say each kid cost $15. What about the premiums and how long have you been paying those premiums? Meanwhile the Insurance company is investing the money from your premiums for a tidy profit.
This is why I favor the HSA for more control. Lower premiums and triple tax advantage. That way I make money off my cash rather than the insurance company. Moreover, if I pay medical expenses out of pocket my actual cost reduces over time as HSA balance compounds
Sent from my SM-N986U using Tapatalk