Great points above. To add to this, if you wanted to jump to the ANG, now is the time. Everyone is running to the airlines, so there are AGRs and O-6 spots there for the taking. If you want to get an AGR retirement and have a lot more control over your life, I'd make the jump to the ANG now. Unlike the AF/Navy Reserves, non-vol 6+ months assignments are unheard of, so I wouldn't worry to much about those, although the opportunities are there if you so choose. We're losing 11+ O-5s/O-6s (30% of the squadron) within the next 12-15 months and we're really going to struggle to fill a few O-6 gigs. When we hire guys off AD, we're having to tell them it's an AGR gig only, because we just don't have room for part-timers. When I got back from training over a decade ago, we had no hope of an AGR gig for years, and I ended up going to a regional because orders dried up. If you want the retirement, but want a lot more control over your life and not have to move your family all the time, now is a great time to make the jump.