My wife’s cancer treatments plus the birth of our kid (it was a big year) cost us…drumroll please….2500 bucks out of pocket (I also have Tricare so I guess you could add 229/mo for that). Less than 5 g’s on healthcare for a family.
The end of year “we love you but actually this is how much you cost us you damn plumber” thing had our healthcare costs north of 1m bucks for that year.