Cigna Question
05-24-2022 | 07:37 AM
#21
Gets Weekend Reserve
Joined: Jul 2007
Posts: 4,259
Likes: 240
From: B737CA
The company wants you on Choice Plans because they're far cheaper FOR THEM. Regular Plan is by far the most expensive for them and you can literally pay for any elective stuff simply on what you save in monthly premiums. For the vast majority, the Regular Plan is a no-brainer.
05-24-2022 | 10:06 AM
#22
Gets Weekends Off
Joined: Feb 2018
Posts: 1,264
Likes: 0
The company wants you on Choice Plans because they're far cheaper FOR THEM. Regular Plan is by far the most expensive for them and you can literally pay for any elective stuff simply on what you save in monthly premiums. For the vast majority, the Regular Plan is a no-brainer.
For example, the Regular Plan doesn’t cover most vaccinations, like the shingles vaccine. It costs anywhere from $250 to $400, which is, I think, less than one month’s premium on the Choice plan.
05-24-2022 | 10:10 AM
#23
gets time off
Joined: Apr 2007
Posts: 1,512
Likes: 94
Our county health department, vaccines are $15 if you can afford to pay that.
05-24-2022 | 01:19 PM
#25
— No Relief On Scope —
Joined: Mar 2015
Posts: 4,533
Likes: 308
From: B737 Left Seat
That’s right about some things not being covered—if you are alone or only cover one person maybe choice isn’t a bad way to go, but add up those premiums vs regular plan out of pocket costs.
05-24-2022 | 01:28 PM
#26
Line Holder
Joined: Dec 2017
Posts: 1,122
Likes: 101
From: 737 FO
My wife’s cancer treatments plus the birth of our kid (it was a big year) cost us…drumroll please….2500 bucks out of pocket (I also have Tricare so I guess you could add 229/mo for that). Less than 5 g’s on healthcare for a family.
The end of year “we love you but actually this is how much you cost us you damn plumber” thing had our healthcare costs north of 1m bucks for that year.
The end of year “we love you but actually this is how much you cost us you damn plumber” thing had our healthcare costs north of 1m bucks for that year.
05-24-2022 | 02:18 PM
#27
Gets Weekends Off
Joined: Oct 2006
Posts: 3,656
Likes: 302
05-24-2022 | 06:46 PM
#28
Gets Weekends Off
Joined: Feb 2018
Posts: 1,264
Likes: 0
05-24-2022 | 08:07 PM
#29
Gets Weekends Off
Joined: Oct 2006
Posts: 3,656
Likes: 302
I don’t think I’m old enough for a shingles vax so I’d have to check to see if that’s free also. The kids’ recommended shots were free…pediatrician ran out insurance it it was a few hundred for both kids.
05-25-2022 | 07:46 AM
#30
gets time off
Joined: Apr 2007
Posts: 1,512
Likes: 94
Thread
Thread Starter
Forum
Replies
Last Post
RVSM Certified
Flight Schools and Training
22
02-27-2009 12:04 PM
