It really hurts being at 20%. And I have 10 more years, so I should really staple myself at the bottom at DL and retire at 64%. Every FO I fly with I tell them if they are less than 10 years in, and have more than 20 years to go, they should at the very least consider leaving. And I know that I could still make more leaving, but I do not think I would be happier. Only reason I am working on it is because of the merger.