Originally Posted by
Excargodog
Because a steep slope gets you to the top quicker. Did you ever take math in middle school? Or was that optional. And who gives a rat’s rear what the CA year one rate is when WE DON’T HAVE ANY year one CAs and are damn unlikely to get any? Seriously, can you do the math well enough to even see what a year four CA would be under that formula? A six year CA? Obviously not.
This is just so backwards...
Let's assume 12 year at... 100 for math sake.
50
57
64
68
73
77
83
89
92
94
97
100
Versus
50
80
83
86
89
92
95
96
97
98
99
100
You'd rather have #1?
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