Originally Posted by
Bottlen0se
I like having different pots of money to pull from at various stages of my life. Outside of my 401k and Roth IRA, I keep a brokerage account. I’d rather load up my brokerage and generate dividend income. So what if it’s taxable. I can use that money to work less perhaps later in my career.
I'm a huge fan of what you are suggesting. The income from qualified dividends is at a lower long term capital gains rate vs income tax rate. It's a shame the financially literate are a minority, likely to suffer financially from the tyranny of the majority if we vote on a mandatory plan.