Originally Posted by
notEnuf
DPSP cash is a retirement benefit. The only reason you can take it as cash is because you can’t put it in your 401k. I am for another vehicle for tax efficiency. Options are subjective IMHO you shouldn’t have the option to take it as cash just because of IRS 401k limitations and your choice to early load. I want my retirement benefit for retirement.
Then lobby the government to raise 401k limits.
You will be able to have it as a retirement benefit the way things are written now. But as someone else said, others may want it for college funds, or real estate, or whatever they want. It’s our individual money.