got ya. Keep in mind 20k today will more than likely be north of 200k in 3 decades. So you are taking from your future self, a decent chunk. However anyone with 30 years left at any airline will retire with millions. And 20/200k is indeed not a huge deal in a 30 year bucket and wouldn’t factor too much in my decision if I wanted to work somewhere else. It’s not nothing . But not a huge factor when deciding.