Bottom line, take out bonuses and first year FO pay is under $75k. That will be your pay after indoc but until you are to IOE which is NOT a fast time frame. After that, if you sit on a broken jet, good luck getting FDP. Flex starting salary is $100k (with out bonuses), dont fly, you make $100k. VERY good insurance for a family is $199/mo (not sure about NJ), upgrade to CA is 8 months (vs. YEARS for NJ). I havent been at FLEX long, but long enough to know I am treated well!