Yes he did. He then “realized” how much human behavior/psychology plays into people’s ability to handle finances.

His coaching isn’t finances, for those of you judging him on financial advice. His coaching is on behavior and psychology in a way that people can identify with and put into practice regarding their finances. Biblical overtones aside.

Folks who criticize his approach as not being the most financially or mathematically efficient probably don’t have the negative financial behaviors people seeking his advice do. Good for you, keep doing what you’re doing.

For those who do not posses good financial skills and often end up in negative cycles they cannot break, he provides a pretty cheap way to break that cycle and learn how to handle finances in a way that leads to financial freedom.

For some, one drink is too much. For some, a night on the town isn’t a big deal. For some debt is good, for some it’s disastrous. Has zero to do with intellect and all about behavior.