Originally Posted by
NuGuy
An intangible that is sometimes missed, however, is how you are treated on disability vs sick leave. When you are on sick leave, you're on the payroll as an actual employee, and have active employee benefits. If you're on disability, you're not. at least at DAL.
This is a major factor. When on LTD at UA you don’t accrue vacation (nor can you even bid vacation), no b-fund match, you pay your portion of insurance out of pocket, LTD payments are from an insurance policy and not wages and therefore not qualifying for 401(k) contributions, etc. LTD is a safety net that I wouldn’t want to be without, but I’d also like to avoid it if possible.