I suggest getting a degree in anything OTHER than aviation so you have an alternative to flying.
If you haven't gotten a medical yet, find an AME (Aviation Medical Examiner) and get an exam. Ask him/her if you would QUALIFY for a 1st (required for part 121 PIC), 2nd (required for other commercial operations), or 3rd (required for private )class medical -- DO NOT go there SEEKING a medical. The reason for NOT getting the FAA medical immediately is if you have some fairly minor medical issue, you could get it resolved PRIOR to taking an FAA medical exam. Otherwise, you could get into an FAA exam, find out about the medical issue, and spend weeks or months submitting the appropriate paperwork to clear it up.
Avoid taking out student loans. Find a way to pay for your tickets out of pocket rather than taking on debt. Finding folks with $100,000 in student loans isn't hard.... and most of them start out making $20,000 per year.