If they raise it I’ll go to 65 and 8 months. That’s gives the ten years necessary for retiree benefits (such as they are) and the last full year of PS. My wife will be on Medicare, the kids will have aged out and I’ll have Medicare/ VA.

Purely a financial decision with no desire to work as long as possible to accumulate for accumulation’s sake.

If I can start winding down the last couple years that would be great.