Originally Posted by
LJ Driver
I need the data to determine whether it’s a flop.
If you look at an entire investment portfolio holistically, a MBCBP with a relatively conservative strategy can be balanced with a 401k or IRA with a more aggressive one, with big tax savings. It’s all getting rolled into an IRA anyway.
As far as the RHA goes, each of us has a different opinion on that. Personally I know I’ll have probably $100k+ of medical expenses for myself and my wife, even with Tricare, so it’s part of my long term financial plan.
You won't find data as it doesn't exist. The underlying investments and how they are structured by age would be plan-specific. Probably looking at the rates of return for the RHA would give you a ball park, though. I imagine that they would be invested fairly similarly or possibly even identically.
It's good that you are taking into account the RHA... a lot people seem to think that the RHA is useless for Tricare recipients. It's a great deal and all will get spent, particularly if you retired from AD.