No one is going to go early because the retirement bumped up a measly $32K. Our pilots have shown their greed in the past two years, you think anyone is going to give up on the new pay rates and leave? 50K DOS Pay raise 15yr WB captain and almost 100K at the end of the contract. The stepped retirement maxing out at the end of the contract, it may not be much but its for life, so guys will staying to the end of the contract. Health care costs are expensive if you have to pay for them yourself. For the union to think guys are leaving early is misguided.