Connectionpilot.. 30K is a lot and I spent 80K at DCA because I lived in a nice apartment in Lake Mary instead of living at the landing, takeing about 30K out of my loan on living expenses. But I still have 6 months after GIA to start paying. And I'm getting $8 dollars per flight hour for the first 250 so it helps a little. Your advantage to going to GIA is that you will get the experence of flying in a 121 operation and you get the experence of flying with all the majors at all the big airports not to mention the international experence.. Not that the Bahamas is that much of an international destination. Your flying bigger and faster aircraft and most of all your dealing with people. But to make that step you have to make sure that its what you want to do. Its too much money to change you mind halfway through. The training is fast and somewhat difficult. I know when I was sitting where you are right now all I wanted to do were Cross countrys and shoot approaches. I was tired of stalls and slow flight and all of that. And I feel that GIA allowed me to get out of the training life and start actually doing what I was being trained to do. Your not going to be put on a blacklist and not be hated for it if you go there. Its just an airline that has a program that gets you what you need to go to a regional. If this was a PFT/PFJ program then everyone from my class would be flying right now but two out of the six of us are not. One cant pass the sim and the other couldn't pass his checkride and neither of them has even been in the actual airplane. So where does the PFT/PFJ come in?? Cause as far as I can see is that I spent 30K to get trained to fly a 1900 instead of spend 30K on CFI, CFII, and MEI. I have buddies finishing their 250 and going to Eagle and Expressjet just like you would be if you were a CFI with 1000 hrs and 100 multi. Just do what you feel is right. There is nothing wrong with being a CFI or going to Jet U or GIA or getting a job towing a banner at the beach. However you get your hours is how you get your hours. And call me a scab if you want but I'm enjoying what I'm doing and my quality of life is outstanding.