25 years in the industry and a student of our history. This is an amazing contract. If you vote no, you are simply not aware of where we've been and how good a TA this is.

If you think voting no will result in a better contract, you're an idiot. Just the lost interest/dividends alone is more than anything we'd make up. And we won't get a better deal through mediating, only worse.

Vote yes, put your retro in an index fund, and when the industry downturn hits, you can thank me for my free career counseling.