I know you're trolling, but I'll bite.

Don't know much about insurance costs here or there, sorry. Thankfully our contract prohibits picking up out of base, but regrettably we allowed them in our last CBA a "global open time" to be used under certain circumstances (and to my knowledge it has not been used). Pilots are under no circumstances required (or asked) to clean airplanes. That trope has been played out for years, thanks for your **** poor attempt at demeaning humor. No one gets disciplined for using the commuter clause. You're welcome for your (pending litigation) large upcoming pay raise.