Ha! Every time I see an MBCBP thread pop up, I know that it’s going to be because something else undesirable was discovered and I have to try my hardest not to drop a “told you so” every time.

During the opt out period I was being chastised for even thinking it may be a bad deal. 90% made it seem like the best thing since sliced bread.

My planning said that I needed >8% annually to beat simply investing 401(k) excess in a brokerage account. It sounds like the MBCBP is off to a pretty rough start.

But hey, at least they’re investing in socially conscious companies, so at least people know their money is hard at work supporting DEI.