I'm trying to learn about our LTD coverage and have a few questions.

The UPA references an Administrative Committee as well as appealing an adverse decision by the Administrative Committee. Also, the UPA does not detail what exactly is covered by the LTD. Is every pilot that loses a medical covered by the LTD Plan automatically, or are certain scenarios denied coverage? A copy of the LTD plan would probably answer this, but there doesn't appear to be a copy available anywhere on ft or other internal sources.

I'm in an unfortunate situation and might be faced with dealing with this soon. Anyway, thanks for any help.